All posts by Stephen Mackey

Can You Impeach a Former President? Trump’s 2021 Impeachment News, Explained


The House of Representatives just voted to impeach Trump a second time. The Articles have been delivered to the Senate who are going to meet after inauguration to hold the trial. The question many are raising is, what does it look like to impeach a former president. Here’s what you need to know!

Congress Rewrites Big Tech Regulations; Section 230 Reforms, Explained



With Donald Trump banned from every social media platform from Facebook to Friendster, congress is looking at tightening regulations on social media companies. Video explains how Josh Hawley’s Limiting Section 230 Immunity to Good Samaritans Act as well as Anna Exchoo’s and Tom Malinowski’s Protecting Americans from Dangerous Algorithms Act could shape the future of social media in America.



Wall Street Journal:

Capitol Riot Puts More Scrutiny on Big Tech

Twitter, Facebook and Others Silenced Trump. Now They Learn What’s Next.



Fuming Republicans find themselves powerless over tech clampdown


Roll Call:

Democrats fume at tech companies, but legislation may be elusive



Trump’s Twitter ban renews calls for tech law changes by many who don’t get tech or the law


The Verge:

Senate Republicans want to make it easier to sue tech companies for bias

Big Tech’s liability shield under fire yet again from Republicans




H.R.4027 – Stop the Censorship Act


H.R.8636 – Protecting Americans from Dangerous Algorithms Act


Limiting Section 230 Immunity to Good Samaritans Act

The 25th Amendment, Explained


The final days or the Trump Administration have been marked with unprecedented chaos. With his refusal to concede sparking supporters to storm the Capitol Building and Congress, some politicians are calling on Mike Pence to invoke the 25th Amendment and remove Trump from office. The implication here is that Trump is no longer capable of running the country and should have the reins take away. Here’s what the 25th Amendment says. 

What to Know About the 25th Amendment


25th Amendment Text


A Timely Primer on Section 4 of the 25th Amendment

A Brief History of the Student Loan Debt Industry; How We Got to a Crisis!


The Federal Government now owns $1.6 Trillion in student debt, or about 92% of the industry. What happened between Sallie Mae, the Great Recession, and the Affordable Care Act to lead to such a concentration of assets. This is a structural history of the supply side of the Student Loan Crisis.



History of Student Loans: Origins


Student Debt Explained: Breaking Down the $1.6T in Loans


Who owes all that student debt? And who’d benefit if it were forgiven?


Who Actually Owns Student Loan Debt?


Is the government making money off your student loans?


Why Government Doesn’t Profit From Student Loans


The Sallie Mae Saga: A Government-Created, Student Debt Fueled Profit Machine,backed%20student%20loans%20from%20banks.


The Sallie Mae Saga: A Government-Created, Student Debt Fueled Profit Machine




Student Loan Asset-Backed Securities: Safe or Subprime?


The Student Loan Bailout


Lessons Learned From The Privatization of Sallie Mae


How Biden helped create the student debt problem he now promises to fix


DeVos Falsely Suggests That Student Loans Were Federalized to Pay for Obamacare


Loans subsidize ObamaCare


Are college students being overcharged on loans to pay for ‘Obamacare’?


5 Charts That Explain the Student Debt Crisis




Student Loan Stretching


Obama Signs Student Loan Overhaul Legislation


Administration of the William D. Ford Federal Direct Loan Program


Federal Student Loans Made Through the William D. Ford Federal Direct Loan Program: Terms and Conditions for Borrowers


A Snapshot of Federal Student Loan Debt


Student-Loan Outlook Is Reversed, Showing $31 Billion U.S. Cost


End government profits on student loans: Shift risk and lower interest rates


How Much Money Does the Government Really Make From Student Loans?

Iraq’s Oil Price Economic Collapse of 2020, Explained


With oil prices collapsing, Iraq is feeling the heat. The country is running out of cash to pay for everything from government employee salaries and basic operational expenses. Here is exactly what’s going on and the government’s plan to persevere.



Iraq Devalues Its Currency as Economy Unravels

Iraq’s Prime Minister Bets Big on Economic Reforms

Cash-Strapped Iraq Seeks $2 Billion Upfront Payment for Oil

China Set to Bail Out Iraq With Multibillion-Dollar Oil Deal

Iraq’s Currency Devaluation May Not Be Enough to Salvage Sinking Economy


Export Data:

Iraq Government Revenue:,Million%20in%20January%20of%202004.&text=Iraq%20Government%20Revenues%20%2D%20values%2C%20historical,updated%20on%20December%20of%202020

Iraq Government Spending:

Iraqi government submits 2020 budget to parliament, nine months late


Iraq’s cabinet approves 2021 draft budget of $103 billion

Foreign Policy:

Iraq’s Economic Collapse Could Be Biden’s First Foreign-Policy Headache

The Federal Reserve Stimulus Clash, Explained


Treasury Secretary Steve Mnuchin and Federal Reserve Chairman Jerome Powell are fighting over the future of the Fed’s Main Street Lending Program. This debate has rolled over into the current congressional stimulus debate. Here’s what’s going on with this debate.

Brexit News Today: Boris Johnson’s Latest EU Talks Briefly Explained


Britain set to exit the European Union on December 31st, 2020. The question now is will they leave with a deal? The last sticking point is how to ensure a level playing field when tariffs are taken away and Britain can create their own regulations. Here’s what’s happening!

Breaking Up the Facebook Monopoly; 46 States and the FTC File an Antitrust Lawsuit


The FTC and 46 states are investigating Facebook’s acquisition of Instagram and Whatsapp. The question is whether the driving motivation for Facebook’s decision to acquire these companies was to harm competition or strengthen the quality of its products and services. Here’s what the debate looks like.

Legalize It: The House Votes to Legalize Marijuana by Passing the MORE Act of 2020


In a historic vote, the House of Representatives has voted to remove Marijuana from the federal drug scheduling system, the basis for much of federal drug policy, and eliminate criminal penalties for anyone who possesses, distributes, or produces marijuana. Here is exactly what that means for the future of marijuana in America.

Iran News Update; Sinking Sanctions and the Iran Nuclear Deal Fight, Explained


With the assassination of the top Iranian nuclear scientist, people are taking a second look at America’s Maximum Pressure campaign and the possibility of America reentering the nuclear deal. Here is exactly what is happening.